Women investors' AUM in CAMS funds grows 13% to ₹11.3 lakh crore, outpacing men
Synopsis
For the second consecutive year, women mutual fund investors in India are growing faster than men — and the gap is widening. CAMS data shows women's AUM hit ₹11.3 lakh crore in FY26, with 22 lakh new investors added and 45 per cent of women investors now coming from cities outside the top 30. The story isn't just participation — it's purposeful, diversified, long-term investing taking root across age groups and geographies.
Key Takeaways
Women investors' AUM in CAMS -serviced funds reached ₹11.3 lakh crore in FY26 , up 13 per cent year-on-year.
Women's AUM growth outpaced men's, which stood at 11 per cent over the same period.
Gross inflows from women rose to ₹3 lakh crore in FY26, from ₹2.8 lakh crore in FY25.
Women accounted for 35 per cent of individual gross inflows and 29 per cent of live SIPs.
Total women investors reached 1.32 crore , with 22 lakh new investors added in FY26.
Cities beyond the top 30 urban centres now contribute 45 per cent of women investors.
Women investors' share of assets under management in CAMS-serviced mutual funds grew 13 per cent year-on-year to ₹11.3 lakh crore in FY26, outpacing the 11 per cent growth recorded among male investors over the same period, according to a report released on Monday, 19 May 2025 by Computer Age Management Services Limited (CAMS), the registrar and transfer agent to mutual funds.
Key Numbers at a Glance
Women investors contributed ₹3 lakh crore in gross inflows during FY26, up from ₹2.8 lakh crore in FY25. They accounted for 35 per cent of individual gross inflows during the year — a figure that underscores their growing weight in the overall investor base. The total number of women investors reached 1.32 crore, with 22 lakh new investors added in FY26 alone. Women also accounted for 29 per cent of live systematic investment plans (SIPs).
Who Is Investing and Where
Nearly 75 per cent of women investors are below the age of 50, with particularly sharp growth seen in the under-35 segment — pointing to a structural shift in financial behaviour among younger women. Notably, cities beyond the top 30 urban centres now contribute 45 per cent of women investors, signalling that mutual fund penetration is deepening well beyond metros and Tier-1 cities.
What Women Are Investing In
Equity remained the dominant asset class, posting 10 per cent AUM growth between March 2025 and March 2026. However, hybrid and solution-oriented funds are growing faster, together accounting for roughly 34 per cent of incremental AUM growth. The CAMS report describes this as an evolution 'from participation to purposeful investing,' with women increasingly adopting diversified, goal-based strategies rather than single-product exposure.
What the Industry Is Saying
Anuj Kumar, Managing Director of CAMS, said: 'Women across metros and emerging regions in India are reshaping the investment landscape, driven by rising financial independence and growing awareness of wealth-building products. This reflects a clear shift in women's long-term wealth creation behaviour and investment confidence.'
Behavioural Shifts and What Comes Next
The report also flagged a growing comfort among women investors with digital and assisted channels, alongside an increasing preference for multi-asset portfolios aligned with long-term financial goals. This is the Nth successive year that CAMS data has shown women's AUM growth outpacing men's — a trend that, if sustained, could meaningfully alter the gender composition of India's mutual fund industry. With the under-35 cohort leading new additions, the trajectory points to accelerating participation in the years ahead.
Point of View
But at 29 per cent of live SIPs, women remain underrepresented in the most consistent wealth-building instrument the industry offers. Closing that gap should be the industry's next benchmark.
NationPress
9 Aug 2026
Frequently Asked Questions
How much AUM do women investors hold in CAMS-serviced mutual funds?
Women investors hold ₹11.3 lakh crore in assets under management in CAMS-serviced mutual funds as of FY26, up 13 per cent from ₹10 lakh crore a year earlier. This growth rate exceeded the 11 per cent recorded among male investors over the same period.
How many women investors are there in CAMS-serviced funds?
The total number of women investors in CAMS-serviced funds reached 1.32 crore in FY26, with 22 lakh new investors added during the year. Women account for 29 per cent of all live systematic investment plans.
Which cities are driving women's mutual fund participation?
Cities beyond the top 30 urban centres now contribute 45 per cent of women investors, indicating that mutual fund penetration has moved well beyond metros and Tier-1 cities. This geographic spread is one of the most significant findings in the CAMS report.
What are women investing in within mutual funds?
Equity remains the dominant category, posting 10 per cent AUM growth between March 2025 and March 2026. However, hybrid and solution-oriented funds are growing faster, together accounting for roughly 34 per cent of incremental AUM growth, pointing to a shift toward goal-based, diversified investing.
Which age group of women investors is growing fastest?
Nearly 75 per cent of women investors are below the age of 50, with the sharpest growth seen in the under-35 segment. This suggests that younger women are entering the mutual fund market at an accelerating pace.
