Are There Really 9.25 Crore Active SIP Accounts Supporting Systematic Investing?
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Synopsis
The mutual fund industry is thriving as evidenced by a surge in SIP accounts and contributions. With total assets reaching Rs 75.61 lakh crore and continuous inflows into equity funds, this growth signifies a strong commitment from retail investors towards systematic investing.
Key Takeaways
- Total assets of the mutual fund industry reached Rs 75.61 lakh crore.
- SIPs hit a record monthly contribution of Rs 29,361 crore.
- There are now over 9.25 crore active SIP accounts.
- More than 30 lakh new folios were added in September, totaling beyond 25 crore.
- SIP AUM climbed to Rs 15,52,303 crore.
New Delhi, Oct 10 (NationPress) The mutual fund sector has continued to show robust growth in September, with total assets climbing to Rs 75.61 lakh crore, even amidst temporary outflows caused by advance tax payments, stated Venkat N Chalasani, Chief Executive of the Association of Mutual Funds in India (AMFI), on Friday.
Equity funds have enjoyed positive inflows for the 55th consecutive month, showcasing investors’ confidence in equities as a reliable long-term asset class.
“SIPs have achieved a remarkable milestone with a record monthly contribution of Rs 29,361 crore and 9.25 crore active accounts, reflecting the increasing tendency of retail investors towards disciplined and systematic investing,” Chalasani mentioned in a statement.
The addition of over 30 lakh new folios, pushing the total beyond 25 crore, emphasizes the expanding reach and trust in mutual funds as essential tools for wealth creation.
“Our industry remains dedicated to enhancing investor awareness and boosting participation across India’s varied investor landscape,” he added.
The mutual fund industry’s Net AUM was reported at Rs 75,61,309.29 crore for September, compared to Rs 75,18,702.50 crore in August 2025.
As of September, mutual fund folios totaled 25,19,23,162, with 30,13,738 folios added during the month. Last month, folios stood at 24,89,09,424.
Retail MF folios (including equity, hybrid, and solution-oriented schemes) reached 19,80,54,156 in September, up from 19,64,01,310 in August 2025.
Inflows for growth/equity-oriented schemes totaled Rs 30,421.69 crore for the month.
In addition, SIP AUM climbed to Rs 15,52,303 crore for September 2025, representing 20.2% of the total mutual fund industry assets. SIP contributions for this month were recorded at Rs 29,360.66 crore.
The number of contributing SIP accounts stood at 9,25,21,155 in September 2025. During this month, 9 schemes were launched, all open-ended and spanning various categories, raising a total of Rs 1,959 crore.
Point of View
It’s crucial to highlight that the mutual fund industry's growth reflects an increasing trust among retail investors. The rise in SIP accounts and the substantial assets under management indicate a shift toward disciplined investing strategies, which is essential for long-term wealth creation. This trend is promising for the future of India's financial landscape.
NationPress
11/10/2025
Frequently Asked Questions
What are SIP accounts?
SIP stands for Systematic Investment Plan, a method of investing a fixed amount regularly in mutual funds. It allows investors to build wealth over time through disciplined investing.
How has the mutual fund industry performed recently?
The mutual fund industry has shown significant growth, with total assets rising to Rs 75.61 lakh crore and consistent inflows into equity funds, indicating strong investor confidence.
What is the significance of the SIP contributions?
The record SIP contributions of Rs 29,361 crore signify a growing trend among retail investors towards systematic and disciplined investing.
How many new folios were added in September?
Over 30 lakh new folios were added in September, bringing the total to beyond 25 crore, which highlights the increasing trust in mutual funds.
What is the future outlook for the mutual fund sector?
The outlook remains positive, with a focus on deepening investor awareness and increasing participation across India's diverse investor base.
