Are 67% of HNIs and UHNIs Bullish on India’s Growth Prospects Despite Global Challenges?
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Synopsis
A recent report reveals that a significant 67% of India’s wealthy individuals maintain a positive outlook on the nation’s economic future. As global uncertainties linger, this confidence reflects a strong belief in India’s growth trajectory and resilience. Discover what factors are driving this optimism among HNIs and UHNIs in the luxury real estate market.
Key Takeaways
- 67% of HNIs and UHNIs are bullish on India's growth.
- Expect GDP growth stabilizing at 6-7% for FY27.
- Real estate remains a key investment area.
- Wealthy investors anticipate up to 15% returns.
- Urban properties and luxury homes are in high demand.
New Delhi, Jan 25 (NationPress) A significant 67% of India’s high net-worth individuals (HNIs) and ultra high net-worth individuals (UHNIs) express strong optimism regarding the nation’s economic trajectory, despite ongoing global challenges, according to a report released on Sunday.
As indicated in the Luxury Residential Outlook Survey 2026 by India Sotheby’s International Realty (ISIR), a substantial 67% of affluent investors are confident about India’s growth narrative over the upcoming 12 to 24 months.
This survey highlights a persistent sense of optimism about the economic landscape, with 72% of participants anticipating that India’s GDP growth will stabilize within the 6 to 7 percent range for FY27.
Although this reflects a more tempered pace compared to previous years, it signifies a resilient and sustainable growth outlook backed by robust economic fundamentals and increasing wealth generation.
Confidence in the real estate sector remains strong, particularly in the luxury housing segment, as outlined in the report.
The majority of HNIs and UHNIs intend to maintain their investment in real estate, albeit with heightened caution and selectivity.
Elements like declining interest rates, improved affordability, and robust end-user demand are enhancing the attractiveness of real estate as a long-term investment choice.
The report reveals that wealthy investors expect real estate to yield favorable returns, with nearly 67% predicting annualized profits of up to 15%.
Luxury properties are being acquired for both investment purposes and personal use, with 53% of buyers focusing on capital appreciation, while 47% are purchasing for self-occupation.
Urban residential properties remain the prime choice for affluent buyers, with approximately 31% prioritizing primary homes in metropolitan areas, while 30% are investing in residential assets strictly for investment.
However, the tightening of premium inventory and rising prices has somewhat dampened interest in secondary homes over the past year.
Among those still contemplating second-home acquisitions, farmhouses on city outskirts are favored by 46% of respondents.
Hill and mountain retreats follow closely, attracting 33% of wealthy buyers seeking leisure properties.
The previous year saw record-breaking sales by listed developers and numerous high-value property transactions across markets like Mumbai, Delhi-NCR, Goa, and Alibaug.
“The beginning of 2026 marks a period of quiet confidence following a pivotal year for India’s luxury real estate sector,” stated Amit Goyal, Managing Director of India Sotheby’s International Realty.
Goyal emphasized that for these investors, real estate provides stability along with lifestyle value and long-term wealth preservation, making high-quality luxury homes increasingly appealing.
Ashwin Chadha, CEO of India Sotheby’s International Realty, remarked that India’s economic advancement and wealth accumulation are progressing in tandem, fostering a structural demand for premium residential assets.
Point of View
It's clear that the confidence expressed by HNIs and UHNIs reflects a broader optimism about India’s economic resilience. Despite global challenges, the sustained interest in real estate underscores the belief in India's potential for growth. The market dynamics suggest a strategic approach among affluent investors, indicating a long-term vision that aligns well with overall economic stability.
NationPress
25/01/2026
Frequently Asked Questions
What percentage of HNIs and UHNIs are optimistic about India's growth?
Approximately 67% of HNIs and UHNIs are confident about India's growth prospects.
What economic factors are influencing real estate investments?
Factors such as declining interest rates, improved affordability, and strong end-user demand are making real estate an attractive long-term investment.
What are the preferred types of properties among wealthy investors?
Urban residential properties are favored, with many buyers focusing on capital appreciation and self-occupation.
How much return do investors expect from real estate?
Nearly 67% of wealthy investors anticipate annualized gains of up to 15% from real estate investments.
What trends are seen in secondary home purchases?
Interest in second homes has softened slightly, with farmhouses on city outskirts being the most popular choice.
