How has Gujarat disbursed Rs 7,864 crore to MSMEs in five years and topped in ZED certification?

Gandhinagar, May 16 (NationPress) Gujarat has extended financial aid exceeding Rs 7,864 crore to over 1.3 lakh MSMEs between the years 2020–21 and 2024–25 through various state initiatives. This support encompasses capital investment subsidies, interest subsidies, and credit guarantee assistance, based on official reports.

The state boasts the largest number of Zero Effect Zero Defect (ZED) certified MSMEs across India.

Currently, more than 89,000 MSMEs in Gujarat are enrolled in the ZED program, with over 59,000 achieving certification. From April 1, 2024, to January 8, 2025, under the 2015 industrial policy, over 4,400 claims received Rs 137 crore. In accordance with the 2020 policy, more than 8,700 claims were allocated Rs 345 crore.

The 2022 Aatmanirbhar Gujarat scheme provided Rs 245 crore for over 2,400 claims. The “Gunvatta Yatra” quality initiative was rolled out across all districts from April 5 to May 29, 2025, with 18 districts successfully completing the program.

Since 2020, the state has recorded 23.79 lakh MSMEs under the Udyam registration framework. To address disputes regarding delayed payments, six regional MSE Facilitation Councils (MSEFCs) are operational in Ahmedabad, Surat, Rajkot, Bhavnagar, Vadodara, and Kutch.

In 2024, these councils successfully resolved 1,081 cases. Under the market development assistance schemes, 852 applications were approved from April to December 2024.

Rs 5 crore was allocated for participation in exhibitions at state, national, and international levels, alongside electricity bill subsidies for organizers.

In October 2023, the state hosted the “Vibrant Gujarat-Vibrant District” (VGVD) festival in all districts.

Under the One District One Product (ODOP) initiative, 26 products were identified for promotion. The establishment of six regional MSEFCs has replaced the previous single council to combat payment delays. Gujarat’s MSME sector is notably diversified, featuring strong clusters in textiles, garments, engineering, chemicals, ceramics, gems & jewellery, plastics, and agro & food processing.

Key MSME hubs include Surat (textiles and diamonds), Rajkot (engineering and auto components), Morbi (ceramics), and Ahmedabad (garments and machinery). These enterprises vary from micro units with a few workers to medium-sized industries serving both domestic and international markets.

According to state data, MSMEs in Gujarat make a substantial contribution to the state’s economy, with an estimated annual turnover surpassing Rs 3 lakh crore.

They also play a crucial role in employment, directly and indirectly engaging over 1.5 crore individuals. With 23.79 lakh units registered under Udyam since 2020, Gujarat’s MSME landscape stands among the most productive in India, significantly bolstering both domestic markets and exports.