Gandhinagar, Jan 19 (NationPress) As part of the nationwide financial awareness initiative 'Your Money, Your Right', over Rs 104 crore has been successfully returned to the rightful account holders in Gujarat. This reinforces the belief that every rupee saved by citizens is rightfully theirs and belongs to their families.

The campaign was officially launched in October 2025 from Gandhinagar, Gujarat's capital, with the presence of Union Finance Minister Nirmala Sitharaman, who initiated the program at a national level from the state.

By December 31, 2025, a total of Rs 104.61 crore had been restored to beneficiaries throughout Gujarat. Since the campaign's inception, 26,874 claims have been submitted in the state. Following verification according to established regulations, the concerned banks and financial institutions have credited the amounts back to their rightful owners.

This campaign sends a clear and impactful message: unclaimed funds, such as deposits, insurance payouts, dividends, mutual fund balances, and pension funds, represent not just numbers but the hard-earned savings of everyday families.

Recovering these funds can greatly enhance household spending on essentials like education, healthcare, and long-term financial stability. Nationally, the volume of unclaimed financial assets is significant.

As of August 31, 2025, banks in India had transferred over Rs 75,000 crore of unclaimed deposits to the Reserve Bank of India. Additionally, unclaimed funds also encompass nearly Rs 14,000 crore in the insurance sector, around Rs 3,000 crore in mutual funds, approximately Rs 9,000 crore held by companies, and shares worth about Rs 19,000 crore that remain unclaimed.

In total, an estimated Rs 1.82 lakh crore is unclaimed across the nation. The gradual reclamation of these funds is already providing significant relief for economically disadvantaged and middle-class families. In Gujarat, unclaimed amounts are estimated at Rs 2,836.80 crore in public sector banks and around Rs 235 crore with insurance companies.

Through consistent outreach and awareness initiatives, Rs 104.61 crore has been returned to claimants in the state by December 2025.

The government of Gujarat has instructed all departments to actively run awareness campaigns to ensure that citizens receive their due entitlements.

This initiative builds on India’s broader accomplishments in financial inclusion, from Jan Dhan accounts and UPI to Direct Benefit Transfer, ensuring that citizens have access to financial services and are empowered to reclaim their rightful assets.

The campaign was conducted from October to December 2025 across all states and Union Territories, with digital exhibitions and help desks playing a crucial role in assisting citizens in identifying and claiming their unclaimed financial assets.

The initiative is coordinated by the Department of Financial Services (DFS), Ministry of Finance, in collaboration with key regulatory bodies and institutions, including the Securities and Exchange Board of India, Insurance Regulatory and Development Authority of India, Pension Fund Regulatory and Development Authority, and the Investor Education and Protection Fund Authority, along with banks, insurance companies, mutual funds, and pension institutions, providing a unified platform to reconnect citizens with their unclaimed wealth.