Did LIC Achieve a 38% Surge in Q4 Net Profit at Rs 19,013 Crore, While Declaring a Rs 12 Dividend?
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Synopsis
Discover how LIC's remarkable 38% surge in net profit to Rs 19,013 crore for Q4 FY25 highlights its robust financial health. With a final dividend of Rs 12 per share and a commendable solvency ratio, this news is pivotal for investors and stakeholders in the insurance sector.
Key Takeaways
- LIC's net profit surged by 38% to Rs 19,013 crore.
- Final dividend of Rs 12 per share announced for FY25.
- Solvency ratio improved to 2.11 times.
- Market share stands strong at 57.05%.
- Total premium income for FY25 was Rs 4,88,148 crore.
Mumbai, May 27 (NationPress) The Life Insurance Corporation of India announced an impressive 38% increase in its net profit, reaching Rs 19,013 crore for the January-March quarter of the fiscal year 2024-25, compared to Rs 13,763 crore during the same period last year.
The corporation has declared a final dividend of Rs 12 per share for FY25, with the Board setting July 25, 2025, as the 'record date' to determine eligibility for this dividend, as stated in a stock exchange announcement.
In the fourth quarter of FY25, LIC recorded a net premium income of Rs 1.47 lakh crore, a slight decline from Rs 1.52 lakh crore in the same quarter of the previous year.
As of March 31, 2025, the insurer's solvency ratio was at 2.11 times, an improvement over 1.98 times a year earlier.
The net profit for the fiscal year ending March 31, 2025, was Rs 48,151 crore, marking an 18.38% growth from Rs 40,676 crore for the fiscal year ending March 31, 2024.
LIC maintains its position as the market leader in the Indian life insurance sector, holding an overall market share of 57.05%. For the fiscal year ending March 31, 2025, it captured 37.46% of the Individual business and 71.19% of the Group business, according to company disclosures.
The total premium income for the year was Rs 4,88,148 crore, up from Rs 4,75,070 crore for the year ending March 31, 2024.
The net VNB margin for the year rose by 80 bps to 17.6% compared to 16.8% for the same period last year.
On May 27, LIC shares were priced at Rs 870.7 each on the NSE.
Point of View
The Life Insurance Corporation of India's latest financial results showcase not only its resilience but also its vital role in the Indian economy. The reported growth in profit and dividends reflects a robust insurance sector that continues to evolve and thrive.
NationPress
26/07/2025
Frequently Asked Questions
What was LIC's net profit for Q4 FY25?
LIC reported a net profit of Rs 19,013 crore for the January-March quarter of FY25.
What dividend did LIC declare?
LIC declared a final dividend of Rs 12 per share for FY25.
What was the solvency ratio as of March 31, 2025?
The solvency ratio was at 2.11 times as of March 31, 2025.
How does LIC's market share compare?
LIC holds an overall market share of 57.05% in the Indian life insurance sector.
What was the total premium income for FY25?
The total premium income for the year ending March 31, 2025, was Rs 4,88,148 crore.
