BHIM 3.0 Enhances User Experience with 15 Languages, Bill Splitting & Family Features
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Synopsis
The BHIM app has launched version 3.0, introducing enhanced features like support for 15 languages, bill-splitting, and family management tools. This upgrade aims to provide a more user-friendly experience, improve financial tracking, and streamline transactions for both users and merchants across India.
Key Takeaways
- BHIM 3.0 features support for over 15 languages.
- New 'split expenses' feature simplifies group payments.
- 'Family Mode' allows users to manage household spending.
- Enhanced analytics dashboard for tracking monthly expenses.
- Merchants can use ‘BHIM Vega’ for integrated payments.
New Delhi, March 25 (NationPress) NPCI BHIM Services Limited (NBSL), a subsidiary of the National Payments Corporation of India (NPCI), introduced the latest iteration of the Bharat Interface for Money (BHIM) app – BHIM 3.0.
BHIM 3.0 represents the third significant enhancement since its launch by Prime Minister Narendra Modi in 2016.
The new version promises a more streamlined and user-friendly experience along with upgraded features.
Now available in over 15 Indian languages, it makes digital payment methods more reachable for users nationwide.
Moreover, it has been optimized for effective use in locations with unreliable or weak internet connections, ensuring smooth transactions even in remote areas.
A standout feature of BHIM 3.0 is its improved money management capabilities. Users can now easily track and split expenses.
The new 'split expenses' functionality allows users to divide bills among friends and family, simplifying payments for group activities such as dining, rent, or shopping.
The 'Family Mode' feature aids users in managing household expenditures by enabling them to add family members, oversee shared spending, and assign payments.
For enhanced financial planning, BHIM 3.0 also features a ‘spends analytics’ dashboard that gives a comprehensive view of monthly expenses, automatically categorizing transactions.
Users can examine their spending habits without needing extra budgeting tools.
The app also launches an ‘Action Needed’ task assistant, which alerts users about pending bill payments, encourages them to activate UPI Lite for quicker transactions, and notifies them when their ‘Lite Balance’ is low.
In addition to updates for users, BHIM 3.0 introduces new features for merchants. The app now includes ‘BHIM Vega,’ a consolidated in-app payment solution designed for businesses.
This allows merchants to accept payments instantly within the app, removing the need for customers to navigate between different platforms.
The deployment of BHIM 3.0 will occur in phases, with full accessibility anticipated by April 2025.
This new version is aimed at enhancing digital payment experiences for both individual users and businesses, making financial transactions more efficient and accessible throughout India.
