How Did Gujarat Achieve Over Two Crore Enrollments in the Pradhan Mantri Suraksha Bima Yojana?
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Synopsis
Gujarat sets a new record with over 2.01 crore beneficiaries under the PMSBY scheme, enhancing financial security for low-income families. This initiative, part of the Jan Suraksha Santrupti Abhiyan, showcases the state's commitment to social welfare. Discover how this program is transforming lives across the region.
Key Takeaways
- The PMSBY has enrolled over 2.01 crore beneficiaries in Gujarat.
- The scheme provides accident insurance for just Rs 20 annually.
- It covers individuals aged 18 to 70 years.
- Outreach extends to 14,610 village panchayats and urban local bodies.
- Part of a broader initiative for social security and financial inclusion.
Gandhinagar, Sep 15 (NationPress) Gujarat has achieved a significant milestone under the Pradhan Mantri Suraksha Bima Yojana (PMSBY), with over 2.01 crore beneficiaries registered as of August 27. This accomplishment is part of the state government's ongoing ‘Jan Suraksha Santrupti Abhiyan’, which is spearheaded by Chief Minister Bhupendra Patel, as announced by officials on Monday.
The initiative, introduced by Prime Minister Narendra Modi, provides accident insurance coverage of up to Rs 2 lakh for a minimal premium of just Rs 20 annually.
This scheme encompasses accidental death and disability for individuals aged between 18 and 70 years, aiming to deliver financial security to low-income families and workers in the unorganized sector. In Gujarat, the outreach of the campaign extends across 14,610 village panchayats and urban local bodies, ensuring that even residents in remote locales can benefit from the scheme.
Village Computer Entrepreneurs (VCEs) are designated to assist families in opening bank accounts, completing KYC processes, registering nominees, and raising awareness on preventing digital fraud and managing unclaimed deposits.
The PMSBY is a crucial component of a broader suite of social security programs, which also includes Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), and Atal Pension Yojana (APY). Collectively, these initiatives aim to bolster financial inclusion and create a safety net for workers and citizens on the margins.
The ‘Jan Suraksha Santrupti Abhiyan’, a nationwide initiative running from July 1 to September 30, was inaugurated in Gujarat from Pundhra village in Gandhinagar district.
The virtual inauguration was conducted by Chief Minister Bhupendra Patel, alongside Finance Minister Kanubhai Desai. Beneficiaries are required to possess a savings bank account and meet the age criteria. Under the PMSBY, coverage for accidental death or total permanent disability is insured for Rs 2 lakh, while partial permanent disability is covered up to Rs 1 lakh.
For additional information, citizens can visit jansuraksha.gov.in/PMJJBY, call the helpline at 1800-110-001, or visit their nearest bank branch, banking correspondent, or utilize mobile banking platforms.
State officials have encouraged all eligible citizens to leverage the scheme, emphasizing its vital role in realizing Prime Minister Modi’s vision for a ‘Viksit Bharat’ by extending financial and social security to every household.
Point of View
It is imperative to highlight that the Pradhan Mantri Suraksha Bima Yojana represents a significant step towards ensuring social security for the marginalized sectors of society. Gujarat's achievement in enrolling over 2 crore beneficiaries is a testament to the effective implementation of government initiatives aimed at financial inclusion, aligning with the broader vision of a developed India.
NationPress
15/09/2025
Frequently Asked Questions
What is the Pradhan Mantri Suraksha Bima Yojana?
The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government-backed accident insurance scheme that provides coverage of up to Rs 2 lakh for accidental death and disability for a nominal premium of Rs 20 per year.
Who is eligible to enroll in PMSBY?
Individuals aged between 18 and 70 years who hold a savings bank account are eligible to enroll in the PMSBY.
How can I enroll in PMSBY?
To enroll in PMSBY, you can visit your nearest bank branch, banking correspondent, or use mobile banking platforms to complete the registration process.
What is covered under PMSBY?
PMSBY covers accidental death, total permanent disability for Rs 2 lakh, and partial permanent disability for up to Rs 1 lakh.
How does PMSBY contribute to financial security?
PMSBY provides a safety net for low-income families and workers in the unorganized sector, ensuring financial support in case of accidental incidents.
