Pune senior citizen loses ₹4.81 lakh in pension card cyber fraud

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Pune senior citizen loses ₹4.81 lakh in pension card cyber fraud

Synopsis

Cyber fraudsters are systematically targeting senior citizens in Pune with fake pension card schemes — one WhatsApp message cost a 70-year-old ₹4.81 lakh, while a nearly identical Facebook ad scam drained ₹5 lakh from a 72-year-old retired banker just weeks earlier. No arrests have been made in either case.

Key Takeaways

Dilip Eknath Waikar , 70, of Pashan, Pune , lost ₹4.81 lakh after responding to a fake pension card registration message on WhatsApp between 8–9 September .
A case was registered at Baner police station under BNS Sections 318(4) and 318(2) and IT Act Section 66(D) ; no arrests have been made.
In a similar September incident, a 72-year-old retired bank employee from Makarba lost ₹5 lakh through a fake pension card advertisement on Facebook .
The second victim's funds were traced to an account with Punjab National Bank ; he reported the fraud to the cybercrime helpline 1930 .
Both cases follow a pattern of scammers exploiting pension scheme names to extract bank account credentials from elderly citizens.

A 70-year-old man in Pune was defrauded of ₹4.81 lakh by cyber criminals posing as pension card registration agents, in an incident that unfolded in the Baner area of Maharashtra between 8 and 9 September 2026. The case is part of a growing pattern of scams targeting elderly citizens through fake government benefit schemes.

How the Fraud Unfolded

The victim, Dilip Eknath Waikar, a resident of Pashan, received a WhatsApp message purportedly related to pension card registration. He was instructed to open the message and enter his bank account details. Within days, he discovered that ₹4.81 lakh had been fraudulently withdrawn from his account without his authorisation.

A case was subsequently registered at Baner police station under Sections 318(4) and 318(2) of the Bharatiya Nyaya Sanhita (BNS) and Section 66(D) of the Information Technology Act. The identity of the accused remains unknown, and no arrests have been made so far.

A Near-Identical Case from September

This is not an isolated incident. In a strikingly similar case reported in September, a 72-year-old retired bank employee from Makarba lost ₹5 lakh after clicking on a Facebook advertisement that offered a pension card purportedly issued by a bank.

According to his complaint filed with Sarkhej police, the retired banker encountered the advertisement on 6 September and applied for the card through the provided link, believing it to be genuine. The following day, he received a call from an unknown number. The caller allegedly confirmed that his pension card had been approved and requested his name, address, and other personal details to complete the registration process.

The victim shared his bank account details with the caller. He subsequently received an email alert about an online transaction of ₹5 lakh from his account. Realising he had not authorised the transfer, he immediately contacted the cybercrime helpline at 1930. A check of his account revealed the money had been transferred to an account maintained with Punjab National Bank.

The Broader Pattern

Both cases follow a well-documented modus operandi — fraudsters use social media platforms and messaging apps to impersonate government or banking schemes, targeting senior citizens who may be less familiar with digital security practices. Notably, the scams exploit legitimate-sounding concepts like pension card registration to gain victims' trust and extract financial credentials.

Cybercrime experts and police have repeatedly warned that no government or bank scheme requires account details to be submitted via WhatsApp links, Facebook advertisements, or unsolicited calls. Citizens are advised to verify any such communication directly with their bank branch or official helplines before sharing sensitive information.

What Victims Should Do

Anyone who suspects they have been targeted by a similar scam is urged to immediately call the national cybercrime helpline 1930 and file a complaint at cybercrime.gov.in. Prompt reporting significantly increases the chances of freezing and recovering fraudulently transferred funds.

Point of View

Scalable fraud template that specifically hunts senior citizens unfamiliar with digital red flags. What makes this pattern alarming is its simplicity: no sophisticated malware, just a WhatsApp link or Facebook ad and a follow-up call. Law enforcement has registered FIRs but made no arrests in either case, raising questions about the pace of cybercrime investigation for relatively modest fraud amounts. Until platforms like WhatsApp and Facebook are held to stricter account for the distribution of such fraudulent content, and until cybercrime units are resourced to pursue smaller-ticket cases with the same urgency as large ones, elderly citizens will remain easy targets.
NationPress
19 Oct 2026

Frequently Asked Questions

What happened in the Pune pension card cyber fraud case?
A 70-year-old Pune resident, Dilip Eknath Waikar, lost ₹4.81 lakh after receiving a WhatsApp message about pension card registration and entering his bank account details. The fraud occurred between 8 and 9 September, and a case has been registered at Baner police station with no arrests made so far.
What legal sections have been invoked in the Baner fraud case?
The case was registered under Sections 318(4) and 318(2) of the Bharatiya Nyaya Sanhita (BNS) and Section 66(D) of the Information Technology Act. These sections deal with cheating and identity fraud using electronic communication.
Was there a similar pension card scam in Pune recently?
Yes. In September, a 72-year-old retired bank employee from Makarba lost ₹5 lakh after clicking a Facebook advertisement offering a pension card. The caller extracted his bank details under the pretext of completing card registration, and the funds were transferred to a Punjab National Bank account.
How can citizens protect themselves from pension card cyber fraud?
Citizens should never share bank account details via WhatsApp links, Facebook advertisements, or unsolicited calls. Any communication claiming to offer a government or bank pension card should be verified directly at a branch or through official helplines. Victims are advised to immediately call the cybercrime helpline at 1930.
What should someone do if they have already been defrauded?
Anyone who has been defrauded should call the national cybercrime helpline at 1930 immediately and file an online complaint at cybercrime.gov.in. Quick reporting improves the chances of the authorities freezing the destination account before the funds are withdrawn.
Nation Press
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