How is PhonePe PG, RuPay, and JioHotstar Transforming Subscription Payments with UPI AutoPay?

Synopsis
Key Takeaways
- Seamless subscription payments using UPI AutoPay on RuPay credit cards.
- Flexibility for users to manage payments through credit lines.
- Reduced risk of payment failures for merchants.
- Support for various recurring payment methods.
- Enhanced customer experience and reliability in subscriptions.
Mumbai, Oct 8 (NationPress) - On Wednesday, PhonePe Payment Gateway (PhonePe PG) revealed a new partnership with RuPay and JioHotstar aimed at enhancing subscription payments using UPI AutoPay.
During the ongoing Global Fintech Fest (GFF) 2025, PhonePe PG introduced its subscription IQ, featuring UPI AutoPay on RuPay credit cards, in collaboration with JioHotstar.
This initiative allows PhonePe PG to facilitate UPI AutoPay mandates through RuPay credit cards, providing customers with a seamless method to manage recurring payments.
Previously, UPI AutoPay mandates were directly tied to bank accounts, leading to potential payment failures if the account balance was low on the payment date.
Now, by enabling UPI AutoPay on RuPay credit cards, customers gain the flexibility to direct their subscription payments through a credit line, ensuring continuous access to services like JioHotstar without the concern of failed renewals due to inadequate funds.
This development is likely to result in fewer payment failures for merchants and businesses, decreasing customer drop-offs and enhancing the overall subscription experience.
The solution encompasses various recurring payment modes - from UPI AutoPay to eNACH and card-based recurring billing, allowing merchants to efficiently manage all types of subscription payments on a unified platform.
“With this launch, we aim to provide users with a straightforward and dependable method for managing recurring payments. They can set up AutoPay once, enjoy uninterrupted access to services, and cancel anytime as per their preference. For merchants, this feature guarantees improved payment reliability and smoother transactions,” stated Ankit Gaur, Head – Payment Gateway & Online Merchants, PhonePe.
“By integrating RuPay Credit Cards with UPI AutoPay, we deliver a solution that is simple for users, dependable for businesses, and scalable,” he added.
The new functionality will soon be accessible to additional businesses through PhonePe PG’s subscription suite, paving the way for more reliable and customer-centric recurring payments throughout India.
“At JioHotstar, we prioritize delivering a seamless entertainment experience to our subscribers. This collaboration guarantees our users enjoy uninterrupted access to their favorite shows and movies, providing both convenience and reliability in subscription payments, thus making it easier than ever for customers to connect with the stories they cherish,” remarked a JioHotstar spokesperson.