Did SIP Inflows Reach Rs 31,000 Crore in January Alongside 7.4 Million New Accounts?
Synopsis
Discover how mutual fund SIP inflows soared to Rs 31,000 crore in January, marking a significant uptick in investor confidence. With 7.4 million new accounts opened and a growing interest in gold ETFs, this article delves into the trends shaping India's mutual fund landscape.
Key Takeaways
SIP inflows in January reached Rs 31,000 crore .
7.4 million new SIP accounts were opened.
Total SIP accounts increased to 102.9 million .
SIP AUM fell to Rs 16.36 lakh crore .
Investments in gold ETFs surged to Rs 24,039.96 crore .
Mumbai, Feb 10 (NationPress) The inflows through Mutual Fund Systematic Investment Plans (SIPs) soared to Rs 31,000 crore in January, marking the second consecutive month with inflows at or above this threshold, according to data published by the Association of Mutual Funds in India (AMFI) on Tuesday.
In December, SIP inflows were recorded at Rs 31,002 crore. Year-on-year, this represents a 17 percent increase from Rs 26,400 crore in January 2025.
As per the AMFI statistics, 7.4 million new SIP accounts were established in January, while 5.5 million SIP accounts were closed during the same timeframe.
Consequently, the total number of SIP accounts in India rose to 102.9 million, an increase from 101.1 million in December.
Moreover, SIP assets under management (AUM) fell to Rs 16.36 lakh crore in January from Rs 16.63 lakh crore in December, a decline attributed to market fluctuations. SIPs now constitute 20.2 percent of the overall mutual fund industry's AUM.
The AMFI reports that investments in gold ETFs surged to Rs 24,039.96 crore in January, up from Rs 11,647 crore in December, signaling a shift towards safer investments like gold in addition to equities.
Investments in active equity mutual funds for January stood at Rs 24,029 crore, reflecting a drop of approximately 14 percent from Rs 28,054 crore in December, indicating sustained investor confidence in the mutual fund sector.
In November, equity funds recorded inflows of Rs 29,911 crore, compared to Rs 24,690 crore in October, while July 2025 saw the highest inflow of Rs 42,702 crore.
Despite this, January proved favorable for the overall mutual fund landscape, with net investments totaling Rs 1.56 lakh crore compared to Rs 66,591 crore in December, suggesting a renewed interest in mutual funds among investors.
Point of View
I reflect on the encouraging trends within the mutual fund sector. The rise in SIP inflows and new account openings indicates robust investor confidence. Despite fluctuations, the shift toward gold investments alongside equities signifies a more cautious approach to market volatility. Our nation is witnessing a pivotal moment in its investment landscape.
NationPress
12 Jul 2026
Frequently Asked Questions
What were the SIP inflows in January?
SIP inflows reached Rs 31,000 crore in January, marking a significant increase from previous months.
How many new SIP accounts were opened in January?
In January, 7.4 million new SIP accounts were opened.
What contributed to the decline in SIP AUM?
The decline in SIP assets under management (AUM) to Rs 16.36 lakh crore was attributed to market fluctuations.
How did investments in gold ETFs change?
Investments in gold ETFs doubled to Rs 24,039.96 crore in January from Rs 11,647 crore in December.
What were the net investments in mutual funds for January?
Net investments during January totaled Rs 1.56 lakh crore, significantly higher than Rs 66,591 crore in December.
