Have SIP inflows reached an all-time high of Rs 28,464 crore in July?
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Synopsis
In July, SIP contributions soared to a record Rs 28,464 crore, marking a significant milestone in mutual fund investments. With robust inflows into equity funds and NFOs, the mutual fund landscape is witnessing unprecedented growth, underscoring the rising participation of retail investors in the market.
Key Takeaways
- SIP contributions reached a record Rs 28,464 crore in July.
- Net inflows into equity-oriented mutual funds hit Rs 42,672 crore.
- Mid- and small-cap funds attracted significant investments.
- The mutual fund industry's AUM rose to Rs 75.36 lakh crore.
- Retail participation in mutual funds continues to grow.
New Delhi, Aug 11 (NationPress) Systematic Investment Plan (SIP) contributions reached a record-breaking Rs 28,464 crore in July, as per the latest data released by the Association of Mutual Funds in India (AMFI) on Monday. This marks the second month in a row of unprecedented SIP inflows, following the Rs 27,000-crore milestone achieved in June.
The robust participation in equity-oriented mutual funds resulted in remarkable net inflows of Rs 42,672 crore in July—almost double the Rs 23,568 crore noted in June—driven by the surge in SIP investments.
Additionally, strong collections from New Fund Offers (NFOs) amounted to Rs 30,416 crore across 30 schemes, marking the highest monthly mobilization on record.
Investor preference leaned towards mid- and small-cap funds, attracting inflows of Rs 5,182.5 crore and Rs 6,484.4 crore, respectively, significantly outpacing the Rs 2,125 crore drawn by large-cap funds.
According to the data, sectoral/thematic funds led equity categories with net inflows of Rs 9,426 crore.
This achievement was facilitated by the launch of seven new schemes, which collectively raised Rs 7,404 crore. Large and mid-cap funds attracted Rs 5,035 crore, while flexi-cap funds followed closely with Rs 7,654 crore. The only category to experience net outflows was equity-linked savings plans (ELSS), which saw Rs 368 crore exit.
Simultaneously, the mutual fund industry’s net assets under management (AUM) surged to Rs 75.36 lakh crore, up from Rs 74.40 lakh crore in June and Rs 72.19 lakh crore in May.
Equity funds have enjoyed positive inflows for 53 consecutive months, with July's inflows being widespread across most categories. Retail participation is on the rise, with total mutual fund folios increasing to 24.57 crore in July, up from 24.13 crore in June.
Gold ETFs experienced inflows of Rs 1,256 crore in July compared to Rs 2,080.9 crore in June. Other ETFs saw inflows of Rs 4,476 crore, a notable increase from Rs 844 crore in June.
Open-ended debt funds reported net inflows of Rs 1,06,801 crore in July. Liquid Funds also saw inflows of Rs 39,354 crore, contrasting with outflows of Rs 25,196 crore in June, as outlined by AMFI data.
Point of View
The continued rise in SIP inflows signals a robust confidence among retail investors in the Indian equity market. The momentum seen in July, with substantial participation across various fund categories, indicates a positive trend that could potentially lead to greater financial inclusion and wealth creation for the average investor in India.
NationPress
05/10/2025
Frequently Asked Questions
What is the recent SIP inflow figure?
The recent SIP inflow figure for July is Rs 28,464 crore, marking an all-time high.
How do SIP inflows in July compare to June?
July's SIP inflows of Rs 28,464 crore exceeded June's inflow of Rs 27,000 crore, indicating a positive trend.
What are the net inflows for equity-oriented mutual funds?
Equity-oriented mutual funds saw net inflows of Rs 42,672 crore in July, nearly doubling the Rs 23,568 crore recorded in June.
Which funds attracted the most inflows?
Mid- and small-cap funds attracted inflows of Rs 5,182.5 crore and Rs 6,484.4 crore, respectively, outperforming large-cap funds.
What is the current AUM of the mutual fund industry?
The mutual fund industry's net assets under management (AUM) have increased to Rs 75.36 lakh crore.
