Why Did SIP Inflows Remain Flat at Rs 28,265 Crore in August?

Synopsis
Key Takeaways
- SIP inflows in August reached Rs 28,265 crore.
- Equity mutual funds saw significant cash inflows totaling Rs 33,430.37 crore.
- Monthly SIP contributions remain strong despite global market volatility.
- This marks the 54th consecutive month of positive equity flows.
- Total AUM decreased slightly to Rs 75.18 lakh crore.
New Delhi, Sep 10 (NationPress) The Systematic Investment Plan (SIP) inflows for August were recorded at Rs 28,265 crore, reflecting a slight decrease from Rs 28,464 crore in July, according to data released by the Association of Mutual Funds in India (AMFI) on Wednesday.
In contrast, the total cash inflow into equity mutual funds reached Rs 33,430.37 crore. Previously, equity mutual funds experienced a remarkable 81 percent surge in inflows during July, escalating from Rs 23,587 crore in June to Rs 42,702 crore.
The data indicates that among actively managed equity funds, large-cap funds saw an inflow of Rs 2,834.88 crore, mid-cap funds attracted Rs 5,330.62 crore, while small-cap funds drew in a net inflow of Rs 4,992.90 crore.
Flexi-cap funds recorded an inflow of Rs 7,679.40 crore, which is slightly above the Rs 7,654 crore received the prior month.
"The equity-oriented mutual fund categories saw strong inflows in August 2025, gathering Rs 33,430 crore in net investments. This reflects ongoing investor confidence in equities, although it is significantly lower than July's record of Rs 42,702 crore in net inflows," stated Himanshu Srivastava, Associate Director-Manager Research at Morningstar Investment Research India.
He added, "The stability in August's flows can largely be attributed to the ongoing momentum driven by Systematic Investment Plans (SIPs), which continued to see substantial monthly contributions. Retail investors, in particular, have shown consistency in their allocations, remaining resilient amidst global volatility."
Despite the slight decline from month to month, this marks the 54th consecutive month of positive equity flows in August 2025.
However, the total assets under management (AUM) for the mutual fund industry saw a minor dip, decreasing to Rs 75.18 lakh crore from Rs 75.35 lakh crore in July, with June's figure standing at Rs 74.41 lakh crore.
Inflows into equity mutual funds rose sharply by 81 percent in July, moving from Rs 23,587 crore in June to Rs 42,702 crore.