Bharti Airtel Commits Rs 20,000 Crore to Boost Digital Lending Through NBFC
Synopsis
Bharti Airtel is set to invest Rs 20,000 crore to expand its digital lending operations via Airtel Money Limited, aiming to enhance financial services in India and bridge the credit gap.
Key Takeaways
Bharti Airtel is investing Rs 20,000 crore to grow its digital lending business.
Airtel Money Limited is the company’s NBFC subsidiary .
Airtel will fund 70% of the investment, while Bharti Enterprises will provide 30% .
The investment aims to enhance financial inclusion in India.
Airtel has disbursed over Rs 9,000 crore in loans in the past two years.
Mumbai, February 23 (NationPress) - On Monday, Bharti Airtel revealed its intention to allocate Rs 20,000 crore in the upcoming years to enhance its digital lending operations via its Non-Banking Financial Company (NBFC) subsidiary, Airtel Money Limited.
The telecom giant stated that this new capital investment is aimed at bolstering its footprint in India’s rapidly expanding financial services market and addressing the nation’s credit shortfall.
Of the total investment of Rs 20,000 crore, Airtel will contribute 70 percent, while the remaining 30 percent will come from the promoter group through Bharti Enterprises Limited.
Gopal Vittal, the Executive Vice Chairman of Bharti Airtel, emphasized that the success of the lending platform highlights the company’s capacity to integrate technology, data, and customer trust on a large scale.
“Our expansion in the NBFC sector solidifies this foundation and showcases our goal to create a unique, future-oriented digital lending venture—one that embodies trust, innovation, and financial inclusion,” Vittal remarked.
Recently, Airtel Money Limited obtained its NBFC license from the Reserve Bank of India as of February 13, 2026.
The company indicated that this strategic move is designed to deepen financial inclusion and provide customers throughout India with straightforward, secure, and innovative digital financial services.
In the last two years, Airtel has developed a digital lending platform that has already disbursed over Rs 9,000 crore in loans.
The company noted that its lending service provider (LSP) model has experienced substantial growth, bolstered by disciplined underwriting, robust portfolio management, and real-time risk assessments.
It also mentioned that its digital platform, supported by a data and analytics team comprising over 500 data scientists, has enabled rapid scaling while ensuring healthy loan performance metrics.
As per regulatory requirements, Airtel Money clarified that while it has received a legitimate registration certificate from the RBI under the RBI Act, the central bank does not guarantee the company’s financial viability or the repayment of its obligations.
Point of View
Reflecting a commitment to improving access to financial services. With a strong backing from its NBFC arm, Airtel aims to play a pivotal role in enhancing financial inclusion across the nation.
NationPress
21 Jun 2026
Frequently Asked Questions
What is Airtel's investment amount for digital lending?
Airtel plans to invest Rs 20,000 crore to expand its digital lending business.
What is the role of Airtel Money Limited?
Airtel Money Limited serves as Bharti Airtel's Non-Banking Financial Company (NBFC) subsidiary focused on digital lending.
How much of the investment will Airtel contribute?
Airtel will contribute 70 percent of the total Rs 20,000 crore investment.
When did Airtel Money receive its NBFC license?
Airtel Money Limited received its NBFC license from the Reserve Bank of India on February 13, 2026.
How much has Airtel disbursed in loans so far?
Airtel has disbursed over Rs 9,000 crore in loans through its digital lending platform.
