BHIM App Introduces Biometric Authentication for UPI Transactions up to Rs 5,000

Key Takeaways

Biometric authentication enhances the payment experience on the BHIM App.

Users can make transactions up to Rs 5,000 without entering a UPI PIN.

This feature is designed for greater convenience and security .

Biometric data is securely stored on users' devices.

Transactions above Rs 5,000 still require a UPI PIN for added safety.

New Delhi, March 24 (NationPress) The NPCI BHIM Services Limited (NBSL), a completely owned subsidiary of the National Payments Corporation of India (NPCI), has unveiled a groundbreaking biometric authentication feature for UPI transactions on the BHIM Payments App.

This enhancement enables users to authorize payments of up to Rs 5,000 using their smartphone’s fingerprint or facial recognition, streamlining the payment process for greater convenience.

With this innovation, users will no longer have to input their UPI PIN for minor transactions, which is anticipated to decrease payment failures often caused by forgotten or wrongly entered PINs, thus enhancing the overall user experience.

The biometric feature can be utilized for everyday transactions, including transferring money to friends and family, scanning merchant QR codes, and executing online payments.

Lalitha Nataraj, Managing Director and CEO of NBSL, emphasized that the app's goal is to make digital payments simple, secure, and accessible for all.

She noted that biometric authentication simplifies routine payments while ensuring robust security, as transactions are directly linked to the user’s fingerprint or facial data.

"By allowing users to validate transactions via their fingerprint or face unlock, we are diminishing the need for PIN entry while keeping payments intimately connected to the user," she remarked.

"This represents another stride towards creating a seamless and reliable digital payments experience for millions of Indians," Nataraj concluded.

This new feature also boosts safety. Since biometric information like fingerprints and facial recognition is securely stored on the user’s device, risks associated with PIN sharing or misuse are significantly reduced.

Nonetheless, for transactions exceeding Rs 5,000, users will still need to enter their UPI PIN, providing an additional layer of security for high-value payments.

Presently, this feature is available on both Android and iOS devices that support fingerprint or facial recognition technology.

Point of View

It’s essential to recognize the significance of the BHIM App's latest upgrade. The introduction of biometric authentication signals a pivotal advancement in the realm of digital payments. This innovation not only simplifies transactions for users but also addresses security concerns, making payments more reliable. Such enhancements are crucial in promoting financial inclusion and accessibility in India's growing digital economy.

NationPress

9 May 2026

Frequently Asked Questions

What is the new feature introduced in the BHIM App?

The BHIM App has introduced biometric authentication, allowing users to authorize UPI transactions of up to Rs 5,000 using their fingerprint or facial recognition.

How does biometric authentication improve the payment experience?

It eliminates the need for users to enter their UPI PIN for smaller transactions, reducing payment failures caused by incorrect PIN entries.

Is biometric data secure?

Yes, biometric data such as fingerprints and facial recognition are securely stored on the user's device, minimizing risks of sharing or misuse.

What happens for transactions over Rs 5,000?

Users will still need to enter their UPI PIN for any transactions exceeding Rs 5,000, adding an extra layer of security.

Which devices support this new feature?

The biometric authentication feature is available on both Android and iOS devices that have fingerprint or facial recognition capabilities.