Synopsis
In FY25 so far, SIP contributions surged to Rs 2.63 lakh crore, marking a 32.23% increase YoY. This growth highlights investor confidence and resilience amid market fluctuations, with substantial inflows into various mutual fund segments.Key Takeaways
- SIPs reached Rs 2.63 lakh crore in FY25.
- 32.23% growth YoY in SIP contributions.
- February 2025 saw 44.56 lakh new SIPs.
- Rs 12.38 lakh crore total AUM for SIPs.
- 48 consecutive months of net inflows into equity mutual funds.
Mumbai, March 12 (NationPress) Demonstrating the strength of Indian investors, systematic investment plans (SIPs) recorded a remarkable increase in the financial year 2024-25, with total contributions reaching Rs 2,63,426 crore (April-February), according to the latest data from the Association of Mutual Funds in India (AMFI) released on Wednesday.
This represents a notable rise of 32.23% (excluding March 2025 data) compared to the preceding financial year (FY24), when the total SIP contributions were Rs 1,99,219 crore.
The increase in SIP contributions signals a growing confidence in the market, as retail investors persist in making regular investments despite market fluctuations.
In February, the SIP contributions amounted to Rs 25,999 crore, slightly lower than the Rs 26,400 crore reported in the previous month.
During February, 44.56 lakh new SIPs were established, while 55 lakh SIP accounts were discontinued.
The total assets under management (AUM) for SIPs have reached Rs 12.38 lakh crore, accounting for 19.2% of the entire mutual fund industry’s assets.
A new statistic from AMFI showed that 8.26 crore SIP accounts actively contributed to the inflows during the month.
As per Nehal Meshram from Morningstar Investment Research India, domestic investors maintained robust participation in equity-oriented mutual funds in February 2025, marking the 48th consecutive month of net inflows in this category.
Despite recent market volatility, long-term investors continue to uphold their investment strategies, emphasizing the significance of disciplined investing amidst market changes.
"Although short-term challenges have impacted investment flows, the confidence of domestic investors remains solid, as evidenced by ongoing inflows. Investors are taking a cautious yet consistent approach, reevaluating their portfolios while staying committed to long-term investments," noted Meshram.
Apart from thematic funds, flexi-cap funds experienced the second-highest net inflows, totaling Rs 5,104.22 crore, showcasing investor preference for diversified strategies across different market caps.
Moreover, small-cap and mid-cap funds continued to draw significant inflows, garnering Rs 3,722.46 crore and Rs 3,406.95 crore, respectively, as investors pursued opportunities in high-growth potential segments.
Large-cap funds also attracted considerable investor interest, reflecting their appeal from both valuation and asset allocation perspectives.
