West Bengal joins Ayushman Bharat on 8 June, becomes 36th state to sign on
Synopsis
Key Takeaways
West Bengal formally joined the Ayushman Bharat Central health insurance scheme on 8 June, with a memorandum of understanding (MoU) signed between the state government and the National Health Authority (NHA) in New Delhi. The signing makes West Bengal the 36th state to be linked to the flagship Union health scheme, ending a years-long gap in coverage for the state's residents.
The MoU Signing
The agreement was signed in the presence of Union Health Minister J.P. Nadda and West Bengal Chief Minister Suvendu Adhikari at the national capital. Under the MoU, the state's existing six crore Swastha Sathi beneficiaries will be migrated to Ayushman Bharat, and new applicants will be enrolled directly under the Central scheme going forward.
Why West Bengal Was Left Out Until Now
Ayushman Bharat was launched by the Union Government in 2018, but the previous Trinamool Congress (TMC)-led administration under Chief Minister Mamata Banerjee declined to join, citing the state's own Swastha Sathi health insurance programme. The state government at the time argued that Swastha Sathi adequately served residents and that linking to the Central scheme was unnecessary.
This came amid persistent complaints from Swastha Sathi cardholders that private hospitals were reluctant to honour the card, while private medical institutes, in turn, flagged chronic delays in reimbursements from the state treasury — pointing to systemic gaps in the scheme's execution.
BJP's Shift in Policy After Election Win
The Bharatiya Janata Party (BJP) made West Bengal's exclusion from Central welfare schemes a prominent campaign issue ahead of the recent state assembly elections. Prime Minister Narendra Modi, addressing campaign rallies, accused the then-TMC government of depriving residents of benefits under Ayushman Bharat and other Central programmes.
After the BJP's victory, Chief Minister Adhikari moved quickly to reverse that stance. Speaking at the state secretariat, Nabanna, last month, Adhikari presented detailed figures on the scale of benefits residents had reportedly missed out on under the previous administration across multiple Central schemes.
What Changes for Beneficiaries
The integration brings West Bengal's population under the Ayushman Bharat umbrella, which offers cashless hospitalisation coverage at empanelled public and private hospitals nationwide. The shift is expected to address the reimbursement friction that plagued Swastha Sathi, since Ayushman Bharat operates on a direct-benefit transfer model with standardised claim processing through the NHA.
With all 36 states and Union Territories now on board, the scheme's national coverage is effectively complete. How smoothly the transition is managed — particularly for existing Swastha Sathi cardholders — will determine whether the policy shift delivers on its promise.