Delhi Police bust Jamtara-style cyber gang, 2 arrested for credit card fraud targeting 50+
Synopsis
A Jamtara-style cyber gang posing as HDFC Bank officials used Facebook ads and fake KYC video calls to steal credit card details from over 50 victims — mostly people above 50. Delhi Police cracked the case by staging a decoy phone delivery in Jharkhand's Dhanbad, arresting the two suspects red-handed.
Key Takeaways
Delhi Police arrested Aftab Ansari (24) and Abdul Majid (23) from Dhanbad, Jharkhand on 25 October 2026 after a four-day operation.
The gang allegedly cheated more than 50 people by impersonating HDFC Bank officials and stealing credit card details via fake KYC video calls.
A Samsung Galaxy S26 Ultra worth ₹1,39,999 , bought with stolen card details on JioMart , was traced to a Jharia delivery address, cracking the case open.
Victims — predominantly aged above 50 — were lured through Facebook ads offering KYC assistance and asked to display card numbers, CVVs and OTPs on camera.
Stolen card details were used to buy expensive phones, which were then sold in local markets using sealed boxes with valid invoices to appear legitimate.
Police are still verifying the total number of victims and whether a larger syndicate is involved.
Delhi Police have dismantled an alleged cyber fraud syndicate with roots in Jharkhand, arresting two men — including a B.Tech graduate — for allegedly cheating more than 50 people across India through fraudulent credit card transactions. The accused impersonated bank officials to extract sensitive card details from victims, officials confirmed on Sunday, 25 October 2026.
Who Was Arrested and How
The accused have been identified as Aftab Ansari, aged 24, and Abdul Majid, aged 23. The Cyber Police Station of Shahdara district tracked the duo to Dhanbad district in Jharkhand and apprehended them after a four-day surveillance operation. Three mobile phones, allegedly containing WhatsApp chats and other digital evidence linked to the fraud, were recovered from the suspects.
The breakthrough came after a complaint from one Tarnjeet Singh, who alleged that unidentified individuals posing as HDFC Bank officials contacted him via phone and WhatsApp, claiming they could assist with updating his credit card Know Your Customer (KYC) details. Singh subsequently discovered unauthorised transactions on his credit cards.
How the Scam Worked
According to police, the gang advertised fake KYC assistance services through Facebook and other social media platforms. Interested users were directed to online forms to submit personal and contact details. The suspects then called victims — predominantly individuals above 50 years of age — posing as bank officials offering to complete KYC verification via video call.
During these video calls, victims were persuaded to display their credit card numbers and CVV codes on camera and share their mobile screens under the pretext of an electronic verification process. Police suspect this allowed the accused to intercept the one-time passwords (OTPs) received on victims' devices and carry out unauthorised online transactions in real time.
The Trail of Purchases
Police traced a Samsung Galaxy S26 Ultra worth ₹1,39,999 — purchased using compromised credit card details on JioMart — to a delivery address in the Jharia area of Dhanbad. Investigators arranged a decoy delivery with the help of a delivery agent; the two accused arrived to collect the package and were arrested on the spot.
The fraudsters reportedly used stolen card details to order expensive mobile phones through online shopping platforms, routing deliveries to locations in Jharkhand and West Bengal — away from their home district — to evade detection. The devices were then sold in local markets at below-market prices, and since they came sealed with purchase invoices, they appeared legitimate to buyers.
Scale of the Fraud and Investigation Status
Preliminary findings suggest at least 50 people were defrauded. Police are still verifying the full count of victims and are investigating whether a larger network of associates was involved. The operation bears a striking resemblance to the Jamtara model of cyber fraud — a template of bank-impersonation scams originating from Jharkhand that Indian law enforcement has been battling for several years.
Delhi Police have urged the public never to share credit card details, CVV codes, OTPs, or PINs over phone or video calls, and to avoid sharing mobile screens with unknown individuals. All pending digital evidence from the three recovered phones is currently under forensic examination.
Point of View
Even as law enforcement awareness has grown. What stands out here is the sophistication of the KYC-video-call method — criminals have clearly adapted to a more digitally literate public by exploiting the one moment most people still trust an official-looking video interaction. The targeting of people above 50 is deliberate; it is a demographic less likely to question a bank official's on-screen request. Until telecom and social media platforms are mandated to actively detect and block fraud recruitment funnels — such as the Facebook KYC-assistance ads described here — reactive policing will keep arresting the foot soldiers while the model replicates.
NationPress
25 Oct 2026
Frequently Asked Questions
How did the Delhi Police cyber fraud gang operate?
The gang posed as HDFC Bank officials and used Facebook ads to attract victims seeking credit card KYC assistance. During video calls, they persuaded victims to show card numbers, CVV codes and mobile screens, enabling them to capture OTPs and carry out unauthorised transactions.
Who were the accused arrested in the Dhanbad cyber fraud case?
The two accused are Aftab Ansari, aged 24, and Abdul Majid, aged 23, both from Jharkhand. Ansari is reportedly a B.Tech graduate. They were arrested by the Cyber Police Station of Shahdara district after a four-day operation in Dhanbad.
How many people were cheated in this credit card fraud?
Preliminary investigation suggests at least 50 people were defrauded. Police are still verifying the exact number of victims and whether additional members are part of a larger network.
How did Delhi Police catch the accused?
Police traced a Samsung Galaxy S26 Ultra worth ₹1,39,999 — bought with stolen card details on JioMart — to a delivery address in Jharia, Dhanbad. They arranged a decoy phone delivery with a delivery agent, and the two suspects were arrested when they arrived to collect the package.
What precautions has Delhi Police advised against credit card fraud?
Delhi Police have advised the public never to share credit card numbers, CVV codes, OTPs, or PINs over phone or video calls, and to avoid sharing mobile phone screens with unknown individuals, regardless of whether the caller claims to be a bank official.
