Dr. Jitendra Singh Visits Lakhanpur, Meets PMSVANidhi Beneficiaries
Synopsis
Key Takeaways
Union Minister of State (Independent Charge) for Science and Technology Dr. Jitendra Singh arrived at Lakhanpur in Kathua district on Friday, 17 July 2026, where he was received by local traders, PM SVANidhi scheme beneficiaries, and BJP workers in a warm public welcome.
Context
The minister was greeted at Lakhanpur by Ravindra Sharma (Seetu), former president of the local municipal council; MLA Bharat Bhushan; and Sunny Sharma, president of the local traders' body (Vyapar Mandal). The reception brought together a cross-section of local stakeholders — elected representatives, business community leaders, and grassroots party workers — alongside beneficiaries of the central government's flagship street-vendor welfare programme.
Lakhanpur, situated at the entry point of Jammu and Kashmir from Punjab, holds symbolic and commercial significance as a gateway town in Kathua district.
Policy Backdrop
The PM Street Vendor's AtmaNirbhar Nidhi (PMSVANidhi) scheme was launched in June 2020 by the Ministry of Housing and Urban Affairs to provide collateral-free working capital loans of up to Rs 10,000 to urban street vendors, many of whom faced acute economic disruption during the COVID-19 pandemic. Subsequent loan tranches have scaled the credit ceiling for repeat borrowers.
Since the Jammu and Kashmir Reorganisation Act of 2019 converted the erstwhile state into a Union Territory, delivery of central welfare schemes in the region has come under direct federal oversight. This has coincided with intensified ministerial outreach to districts across the Jammu division to publicise and monitor scheme uptake at the ground level.
Stakeholders and Impact
Street vendors and small traders in urban Kathua represent the primary beneficiaries of PMSVANidhi, a scheme designed to formalise the informal economy by linking vendors to digital payments and institutional credit. Local vyapar mandals (traders' associations) have played a key role in mobilising eligible beneficiaries for enrolment.
BJP organisational networks in the Jammu region have increasingly used ministerial visits to combine scheme-awareness drives with party outreach, a pattern that has become more pronounced since the 2019 reorganisation placed J&K's administration under central purview.
What's Next
The Lakhanpur visit signals continued ministerial attention to grassroots welfare delivery in the Jammu division. Subsequent phases of PMSVANidhi loan disbursements and any review meetings in other J&K districts will be watched as indicators of the scheme's penetration in the Union Territory. With urban local body election schedules in J&K remaining a subject of political attention, visits of this nature are likely to continue across districts in the coming months.