How has the Niramaya scheme benefitted over 77,000 individuals with disabilities in Gujarat?
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Synopsis
In a significant move, the Gujarat government has expanded health insurance coverage to over 77,000 individuals with disabilities through the Niramaya scheme. This initiative aims to alleviate financial burdens associated with medical care, ensuring inclusivity and access to essential health services for the vulnerable population.
Key Takeaways
- 77,000+ individuals with disabilities benefitted.
- Annual coverage of up to Rs 1 lakh.
- Covers various disabilities including autism and cerebral palsy.
- No pre-medical tests required.
- Accessible to families with varying income levels.
Ahmedabad, July 31 (NationPress) The Gujarat government has provided health insurance coverage to over 77,000 Divyang (persons with disabilities) in the past five years through the Niramaya Health Insurance Scheme.
This initiative has been executed with a total expenditure of Rs 191.56 lakh, offering eligible beneficiaries annual coverage of up to Rs 1 lakh, according to official data released on Thursday.
The scheme is designed to support individuals with intellectual disabilities, cerebral palsy, autism, and multiple disabilities, aiming to alleviate the financial strain of medical care for some of the state’s most vulnerable inhabitants.
Under the Niramaya scheme, coverage includes hospitalization, surgeries, OPD consultations, medications, and transportation costs associated with medical treatment. Notably, the scheme is inclusive across all age groups and does not mandate any pre-medical tests for enrollment, ensuring widespread accessibility.
Families with a monthly income of up to Rs 15,000 can qualify for coverage with a monthly premium of Rs 250 subsidized by the state government. Those with a family income exceeding Rs 15,000 receive the same benefits with a premium of Rs 500 per month, also covered by the state.
The policy allows treatment at any recognized hospital, further minimizing barriers to care.
Citizens inquiring for more information or wishing to apply can reach out to the District Social Security Officer in their locality.
"This scheme is a ray of hope for countless Divyang individuals," noted an official.
"It guarantees access to quality healthcare without financial burden and highlights the state's commitment to inclusive growth and well-being," he added.
According to the 2011 Census, Gujarat was home to 1,092,302 individuals with disabilities, representing approximately 1.81 percent of the state's population. Of this group, around 214,150 individuals had visual impairments, 190,675 had hearing disabilities, 245,879 faced mobility challenges, 66,393 had intellectual disabilities (mental retardation), 42,037 suffered from mental illnesses, while 75,111 experienced multiple disabilities.
Point of View
The Niramaya Health Insurance Scheme exemplifies a commendable effort by the Gujarat government to address the healthcare needs of individuals with disabilities. It demonstrates a proactive approach to inclusivity and social equity, ensuring that vulnerable groups receive essential support without financial distress. This initiative aligns with the broader goals of enhancing healthcare access and fostering well-being among all citizens.
NationPress
21/09/2025
Frequently Asked Questions
What is the Niramaya Health Insurance Scheme?
The Niramaya Health Insurance Scheme is an initiative by the Gujarat government that provides health insurance coverage to individuals with disabilities, covering various medical expenses.
Who is eligible for coverage under this scheme?
Families with a monthly income of up to Rs 15,000 are eligible for coverage with a premium of Rs 250; those above this income level can still receive benefits with a premium of Rs 500.
What medical costs are covered by the scheme?
The scheme covers hospitalization, surgeries, outpatient consultations, medications, and transportation costs related to medical treatment.
How can one apply for the Niramaya scheme?
Citizens can contact the District Social Security Officer in their area for more information or to apply.
Is there any age limit for enrollment in the scheme?
No, the Niramaya scheme is inclusive across all age groups.
