J&K Cyber Crime Department warns public against rising online fraud
Synopsis
Key Takeaways
The Jammu & Kashmir Cyber Crime Department on Saturday, 30 May issued a public advisory urging residents across the region to remain alert against a surge in digital scams, phishing attacks, and OTP-based fraud. The warning comes as cyber-related complaints continue to mount across Jammu & Kashmir, with fraudsters deploying increasingly sophisticated deception tactics to compromise personal data, financial accounts, and social media profiles.
Key Threats Identified
According to the advisory, cyber criminals are actively using fake calls, phishing links, OTP fraud, and suspicious online requests to target unsuspecting individuals. Officials noted that scammers frequently impersonate bank representatives, government officials, customer care executives, or even known contacts to manipulate victims into surrendering confidential information or transferring money.
The department specifically flagged the misuse of messaging platforms, urging WhatsApp users to immediately activate two-step verification as a defence against unauthorised access and impersonation.
What Citizens Are Advised to Do
The department has outlined a set of precautionary steps for the public. Citizens are advised to avoid clicking on unknown or unverified links, never share OTPs or Aadhaar details over phone calls, and independently verify the identity of anyone requesting sensitive information online.
Strengthening account security across digital platforms — particularly banking and social media apps — has been strongly recommended. Officials stressed that no legitimate bank or government body will ever ask for passwords, PINs, or OTPs through a phone call or message.
Reporting Cyber Fraud
The Cyber Crime Department emphasised that prompt reporting is critical in fraud cases involving financial transactions. Swift intervention by authorities can increase the likelihood of blocking suspicious transfers and aiding fund recovery.
Citizens have been directed to report incidents to the nearest police station, file a complaint on the National Cyber Crime Portal, or call the dedicated cyber helpline at 1930.
Broader Awareness Push
This advisory is part of an ongoing digital safety campaign by the department aimed at promoting responsible online behaviour as internet dependency deepens across the region. The Reserve Bank of India (RBI) and banks operating under its oversight have also been regularly cautioning depositors not to share account details, OTPs, or personal identification information with anyone presenting themselves as a representative of a financial institution.
Notably, this is not an isolated warning — cyber fraud advisories have been issued with increasing frequency across Indian states as digital payment adoption widens the potential target base for online criminals. With the festive and travel season approaching, authorities are particularly concerned about a fresh wave of impersonation and phishing attempts.