How Do UAE’s New Golden Visa Changes Impact Indian Investors?

Synopsis
Key Takeaways
- New Golden Visa framework offers lifetime residency for AED 1,00,000.
- Shift from residency-led to value-driven investment strategies.
- Focus on fundamentals like location and developer credibility.
- Potential cooling of speculative buying in the real estate market.
- More inclusive approach for foreign investors.
New Delhi, July 7 (NationPress) The recent transformation of the UAE’s Golden Visa signifies a crucial change in the residency framework of the country, according to industry experts on Monday.
The revamped structure is more inclusive and strategically aligns with the UAE’s long-term aspirations. The nomination-based Golden Visa initiative will enable foreign nationals, including Indians, to obtain lifetime residency by investing a fixed sum of AED 1,00,000 (around Rs 23.3 lakh).
As noted by Akash Puri, Director International at India Sotheby's International Realty, this modification has a dual effect on Indian real estate investors.
Historically, property investments were among the few pathways to attain long-term residency, leading to a surge in interest from Indian nationals aiming for both capital preservation and immigration advantages.
“With the visa now reachable through a wider array of channels, the urgency to invest solely for residency is expected to diminish — especially in the mid-market and entry-level sectors. This may temper speculative purchases and foster more pragmatic investment behavior,” stated Puri.
Investors who remain dedicated to the UAE real estate market — motivated by rental yields, lifestyle benefits, or diversification — will now focus more on fundamentals like location, developer reputation, and long-term value.
High-net-worth individuals will still find luxury and premium properties attractive, largely unaffected by the new professional-focused criteria.
“For Indian investors, this signals a need to adjust: from residency-driven transactions to value-oriented strategies. Over time, this shift could cultivate a more stable and resilient real estate market — one that rewards strategic, long-term involvement over short-term speculation,” emphasized Puri.
This initiative simplifies the process for foreign nationals looking to settle in the Middle Eastern nation. Previously, acquiring a 10-year renewable residency visa required an investment of 2 million AED (approximately Rs 4.7 crore) in local UAE real estate.
The UAE government has yet to release any formal notification regarding the updated Golden Visa initiative.
Reports indicate that India and Bangladesh are included in the initial phase of this project, allowing over 5,000 applications for a golden visa within three months.