Police in Rajasthan's Bhilwara district have uncovered an alleged insurance fraud conspiracy in which a deceased man's body was reportedly burned after death to fabricate an accidental electrocution and claim insurance worth nearly ₹83 lakh. Four persons have been detained following suspicion raised by doctors at Mandal Hospital over the nature of injuries on the body.

How the Alleged Fraud Unfolded

According to Gandhinagar Police Station SHO Pushpa Kasotia, the body of Deepak (36), a resident of Naroda village in Ahmedabad, was brought to the hospital from the Mandal area on the night of 7 May. Deepak's mother, Champaben, told police that a group of men had promised treatment for her son at a private hospital and brought the family to Rajasthan. The group stayed at the house of one Dalu Gadri in Malola village of Bhilwara district.

Champaben alleged that while the men had gone out for dinner, Deepak died. After returning, they allegedly asked her to sit outside the room and later suggested portraying the death as an accident.

Staged Evidence and Medical Red Flags

Police said the accused allegedly burned Deepak's big toe and one finger to create evidence of electrocution, before informing hospital authorities that he had suffered electric shock injuries while working in a field. However, doctors grew suspicious as the burn injuries did not match typical electrocution patterns. Marks resembling ECG electrode placements were also noticed on Deepak's chest, further raising alarms.

Before police could reach the hospital, the accompanying men allegedly fled, leaving behind Deepak's mother and his 14-year-old son.

How the Suspects Were Tracked

Based on details provided by the boy, police tracked the suspects through mobile phone location data and detained four persons near the Gangrar toll plaza. The boy alleged that doctors in Ahmedabad had earlier told the group that his father was unlikely to survive due to his deteriorating health condition. He claimed the accused instructed family members to conceal the actual cause of death and project it as electrocution.

Scale of the Alleged Fraud Network

Police confirmed that four insurance policies worth nearly ₹83 lakh had reportedly been issued in Deepak's name. Bhilwara Superintendent of Police Dharmendra Singh Yadav said investigators suspect the involvement of a larger insurance fraud network, possibly involving agents and surveyors. This comes amid growing concerns across India about organised syndicates exploiting accidental death insurance clauses — a pattern that investigators say is difficult to detect without medical scrutiny at the point of hospital admission.

The case remains under investigation, and police have not ruled out further arrests as they probe the alleged network's full extent.