Rajasthan 4th in Jan Dhan deposits; 3.85 crore accounts opened
Synopsis
Rajasthan has climbed to fourth place nationally in Jan Dhan deposits, crossing ₹24,610 crore across 3.85 crore accounts — with women holding 57% of them, above the national average. It is a quiet but telling indicator of how far formal banking has penetrated one of India's largest states by area.
Key Takeaways
Rajasthan ranks 4th nationally in total Jan Dhan deposits , according to Ministry of Finance data.
More than 3.85 crore Jan Dhan accounts have been opened in the state, with deposits crossing ₹24,610 crore .
Women hold over 2.19 crore accounts — 57% of the state total, above the national average of 56% .
More than 2.87 crore RuPay debit cards have been issued to account holders in Rajasthan.
Account holders can access an overdraft facility of up to ₹10,000 and a ₹2 lakh accidental insurance cover (for accounts opened after 28 August 2018 ).
National Jan Dhan deposits have reached ₹2.67 lakh crore across India.
Rajasthan has secured the fourth position nationally in total deposits under the Pradhan Mantri Jan Dhan Yojana (PMJDY), with more than 3.85 crore Jan Dhan accounts opened across the state, according to the latest data released by the Ministry of Finance. The milestone underscores the state's accelerating push toward financial inclusion and growing public confidence in formal banking.
Rajasthan's Standing in National Rankings
Deposits in Rajasthan's Jan Dhan accounts have crossed ₹24,610 crore, placing the state fourth in the country. Nationally, total deposits under the scheme have reached ₹2.67 lakh crore, reflecting a broad-based rise in formal financial participation across India. Rajasthan's share of this figure signals that the state's outreach has consistently outpaced several larger counterparts.
Women Lead Account Ownership
Women have emerged as the primary beneficiaries of the scheme in Rajasthan. Of the 3.85 crore total accounts, more than 2.19 crore — roughly 57 per cent — belong to women, marginally above the national average of 56 per cent. These accounts have enabled women, particularly those employed in the unorganised sector, to access banking services, government subsidies, insurance schemes, pension benefits, and digital payment facilities for the first time.
RuPay Cards and Digital Push
To accelerate digital transactions, more than 2.87 crore RuPay debit cards have been issued to Jan Dhan account holders in Rajasthan. Beneficiaries whose accounts were opened after 28 August 2018 are eligible for a ₹2 lakh accidental insurance cover, along with access to cashless payment infrastructure.
Key Benefits for Account Holders
Beyond zero-balance banking, Jan Dhan account holders can avail of an overdraft facility of up to ₹10,000. Government benefits are channelled directly through the Direct Benefit Transfer (DBT) system, reducing leakages and ensuring transparent delivery of welfare payments to millions of beneficiaries across the state.
What Officials Said
Officials noted that the PMJDY has significantly strengthened financial inclusion in Rajasthan by expanding access to banking services, promoting digital payments, and ensuring transparent delivery of welfare benefits. This comes amid a sustained national effort to bring economically weaker and marginalised communities into the formal banking fold — a process that Jan Dhan has accelerated considerably since its launch.
Point of View
Not just registering them. The real test, however, is account activity: dormant zero-balance accounts can inflate headline numbers without delivering meaningful financial empowerment. Policymakers would do well to publish active-account ratios alongside deposit totals to give a clearer picture of genuine inclusion.
NationPress
27 Jul 2026
Frequently Asked Questions
What is Rajasthan's rank in Jan Dhan deposits?
Rajasthan ranks fourth nationally in total deposits under the Pradhan Mantri Jan Dhan Yojana, with deposits crossing ₹24,610 crore, according to the latest Ministry of Finance data.
How many Jan Dhan accounts have been opened in Rajasthan?
More than 3.85 crore Jan Dhan accounts have been opened in Rajasthan. Of these, over 2.19 crore — about 57% — belong to women, which is above the national average of 56%.
What benefits do Jan Dhan account holders in Rajasthan receive?
Account holders receive zero-balance banking, an overdraft facility of up to ₹10,000, and direct government benefit transfers via the DBT system. Those who opened accounts after 28 August 2018 are also eligible for a ₹2 lakh accidental insurance cover.
How many RuPay debit cards have been issued in Rajasthan under PMJDY?
More than 2.87 crore RuPay debit cards have been issued to Jan Dhan account holders in Rajasthan to promote digital and cashless transactions.
What is the total national deposit figure under Jan Dhan Yojana?
Total deposits under the Pradhan Mantri Jan Dhan Yojana across India have reached ₹2.67 lakh crore, reflecting growing public trust in formal banking and broader financial participation nationwide.
