PMAY-G: Centre releases ₹10,021 crore to 12 states for rural housing
Synopsis
The Centre has pushed over ₹21,000 crore into PMAY-G in FY 2026-27 alone, with the annual housing target set three times higher than last year. With 1.04 crore houses still to be built and a March 2029 deadline looming, the pace of state-level execution — not central fund releases — is now the critical variable.
Key Takeaways
Union Minister Shivraj Singh Chouhan released a 'mother sanction' of ₹10,021.42 crore to 12 states under PMAY-G on 28 May 2025 .
Combined with an earlier release of ₹11,121 crore , total central PMAY-G disbursements for FY 2026-27 now exceed ₹21,142 crore .
Of the overall target of 4.95 crore houses , 3.91 crore have been approved and 3.05 crore completed.
Nearly 75 per cent of sanctioned houses are in the name of women or under joint ownership.
States with pending approvals from 2024-25 and 2025-26 have been asked to complete them by 30 June 2026 .
Union Minister Shivraj Singh Chouhan on Thursday, 28 May released a 'mother sanction' of ₹10,021.42 crore to 12 states under the Pradhan Mantri Awaas Yojana-Gramin (PMAY-G), advancing the Centre's 'Housing for All' goal ahead of the March 2029 deadline. The funds were disbursed via video conferencing to Assam, Chhattisgarh, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Punjab, Rajasthan, Tamil Nadu, and Uttar Pradesh.
Scale of the Sanction
This latest release follows an earlier 'mother sanction' of ₹11,121 crore already disbursed for FY 2026-27, bringing the total central outflow for the year to over ₹21,142 crore. Rohit Kansal, Secretary of the Ministry of Rural Development, noted that the housing target for the current financial year is three times higher than last year's, and is to be achieved through coordinated Centre-state efforts within a defined timeline.
Progress on the Ground
Against the overall scheme target of 4.95 crore houses, approvals for 3.91 crore houses have been accorded so far, and construction of more than 3.05 crore houses has been completed, according to Chouhan. The minister stressed that the programme goes beyond brick-and-mortar, with beneficiaries also receiving access to roads, electricity, drinking water, LPG connections, and toilets.
Women at the Centre of the Scheme
A notable feature of PMAY-G's implementation is its gender focus: nearly 75 per cent of sanctioned houses are either in the name of women or under joint ownership. Chouhan described this as a deliberate step toward strengthening women's dignity, self-respect, and social security in rural India.
State-Level Innovations and Pending Work
The minister acknowledged several state-led initiatives — including helplines, grievance redressal systems, rainwater harvesting, livelihood enhancement through Self-Help Groups (SHGs), and mason training programmes — as having accelerated scheme delivery. However, he flagged that some states are yet to complete approvals against their 2024-25 and 2025-26 targets, urging them to close the gap by 30 June 2026. He also called on states to address the specific challenge of landless poor families, urging special land-provisioning initiatives for such beneficiaries.
Launched in 2016, PMAY-G replaced the earlier Indira Awaas Yojana and has since become one of the Centre's flagship rural welfare programmes. With the March 2029 completion deadline approaching, the pace of fund releases and state-level execution will be critical to closing the remaining gap of over 1.04 crore houses still to be built.
Point of View
But the real story is in the gap: with over 1.04 crore houses still to be constructed and a March 2029 deadline, the Centre has sharply front-loaded funding in FY 2026-27 — setting a target three times last year's. That ambition is commendable, but it shifts the pressure squarely onto states, several of which haven't even completed approvals from the previous two financial years. The 75 per cent women-ownership figure is a genuine structural achievement, but the landless-poor bottleneck — flagged by the minister himself — remains unresolved and could stall last-mile delivery in the most vulnerable districts.
NationPress
11 Aug 2026
Frequently Asked Questions
What is the 'mother sanction' of ₹10,021 crore released under PMAY-G?
It is a central fund release of ₹10,021.42 crore disbursed on 28 May 2025 by Union Minister Shivraj Singh Chouhan to 12 states for rural housing construction under the Pradhan Mantri Awaas Yojana-Gramin. It is the second major sanction of FY 2026-27, following an earlier release of ₹11,121 crore.
Which 12 states received PMAY-G funds in this release?
The 12 states are Assam, Chhattisgarh, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Punjab, Rajasthan, Tamil Nadu, and Uttar Pradesh. The funds were disbursed via video conferencing.
How many houses have been completed under PMAY-G so far?
More than 3.05 crore houses have been completed against a total scheme target of 4.95 crore. Approvals have been accorded for 3.91 crore houses, leaving over 1.04 crore yet to be built before the March 2029 deadline.
What is the significance of women's ownership in PMAY-G?
Nearly 75 per cent of houses sanctioned under PMAY-G are either registered in the name of women or under joint ownership. The Centre has positioned this as a deliberate policy to enhance women's social security and property rights in rural India.
What is the deadline for states with pending PMAY-G approvals?
States that have not yet completed house approvals under their 2024-25 and 2025-26 targets have been asked to do so by 30 June 2026, according to Union Minister Shivraj Singh Chouhan.
