How Are PM-KISAN Beneficiaries No Longer Dependent on Lenders for Seeds and Fertilizers?

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How Are PM-KISAN Beneficiaries No Longer Dependent on Lenders for Seeds and Fertilizers?

Synopsis

The PM-KISAN scheme is transforming the lives of farmers in Begusarai, Bihar, by providing essential financial support, making them less reliant on loans. This innovative initiative is not just a policy; it’s a lifeline for farmers during critical agricultural phases.

Key Takeaways

  • PM-KISAN scheme provides Rs 6,000 annually to farmers.
  • Reduces dependency on money lenders for agricultural inputs.
  • Empowers farmers to purchase seeds and fertilizers on time.
  • Enables farmers to meet their basic needs without waiting for crop sales.
  • Farmers express gratitude towards the government for this initiative.

Begusarai (Bihar), May 4 (NationPress) The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) initiative is emerging as a significant support for urban farmers. The financial aid provided through this program has alleviated numerous difficulties, notably financial strains and reliance on money lenders, especially during crucial periods such as seed sowing and harvesting.

This financial assistance allows farmers to meet their needs promptly, eliminating the necessity to wait for crop sales to cover their basic expenses.

Numerous farmers in Begusarai district, while conversing with IANS, expressed their appreciation for the Prime Minister's efforts through this scheme.

Vidyanand Singh, from Sihma village in Matihani block of Begusarai, stated: “In the past, I had to rely on loans for farming. However, since the Prime Minister began providing Rs 6,000 under PM-KISAN, we no longer need loans and are able to purchase fertilizers and seeds timely.”

Amar Kumar, a 50-year-old farmer from Sihma village, mentioned: “I now receive three installments of Rs 2,000 each year from the PM Kisan Samman Nidhi Yojana. This has been immensely beneficial, enabling us to become self-reliant for minor necessities.”

Shyam Sundar Singh, a 55-year-old farmer in Sihama village, explained that as a small-scale farmer, he previously resorted to loans for purchasing fertilizers and seeds. “Since receiving financial support from PM-KISAN, I have ceased taking out loans and can even save some money. I am thankful to the Prime Minister for his concern towards farmers,” he expressed.

Another villager, Chandan, shared similar sentiments: “Farmers faced numerous challenges, especially during floods and droughts, but since the introduction of PM-KISAN, we are experiencing great relief.”

“We are deeply grateful to PM Modi for his unwavering support towards farmers,” he added.

Point of View

It is crucial to recognize the transformative effect of the PM-KISAN scheme on the agricultural landscape of India. This initiative not only alleviates financial burdens for farmers but also fosters a sense of independence and self-reliance among them. The government’s commitment to supporting farmers is a commendable step towards sustainable agricultural practices and economic stability.
NationPress
19/07/2025

Frequently Asked Questions

What is the PM-KISAN scheme?
The PM-KISAN scheme is a government initiative that provides financial assistance of Rs 6,000 per year to small and marginal farmers, aimed at alleviating their financial burdens.
How has PM-KISAN helped farmers?
PM-KISAN has helped farmers by reducing their dependence on money lenders for purchasing seeds and fertilizers, enabling them to meet their agricultural needs more independently.
Who are the beneficiaries of the PM-KISAN scheme?
The beneficiaries of the PM-KISAN scheme are small and marginal farmers across India, who receive direct financial support to assist with their farming activities.
What challenges do farmers face that PM-KISAN addresses?
PM-KISAN addresses challenges such as financial hardships, reliance on loans for farming inputs, and the need for timely financial support during critical agricultural phases.
Where is Begusarai located?
Begusarai is a district in the state of Bihar, India, known for its agricultural activities and the impact of government schemes like PM-KISAN on farmers' livelihoods.