Tripura Gramin Bank posts ₹184.84 crore profit, ranks 2nd among 28 RRBs

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Tripura Gramin Bank posts ₹184.84 crore profit, ranks 2nd among 28 RRBs

Synopsis

Tripura Gramin Bank has quietly built one of India's most financially sound regional rural lenders

Tripura Gramin Bank (TGB) reported a net profit of ₹184.84 crore for the financial year 2025–26, securing the second position among India's 28 Regional Rural Banks (RRBs) in overall performance — trailing only Telangana Grameena Bank, top officials announced in Agartala on 2 May 2025. The result marks TGB's 14th consecutive year of profitability, underscoring its sustained financial resilience in one of India's smaller northeastern states.

Key Financial Highlights

TGB Chairman Satyendra Singh confirmed that the bank's total business grew by 9.49 per cent to ₹15,422 crore during the financial year, up from a mere ₹4.52 lakh when the institution was founded in 1976. Deposits rose to ₹10,889 crore, reflecting strong customer confidence, while advances climbed 12.77 per cent to ₹4,532 crore.

Frequently Asked Questions

What is Tripura Gramin Bank's net profit for FY2025–26?
Tripura Gramin Bank reported a net profit of ₹184.84 crore for the financial year 2025–26, marking its 14th consecutive year of profitability since 2011–12.
How does TGB rank among India's Regional Rural Banks?
TGB has secured the second position among India's 28 RRBs in terms of business growth, performance, and overall achievements, ranking behind only Telangana Grameena Bank, according to TGB Chairman Satyendra Singh.
What is TGB's Capital to Risk-Weighted Assets Ratio (CRAR)?
TGB's CRAR stands at 28.58 per cent, which is the highest among all 28 RRBs in India, reflecting strong financial stability and capital adequacy well above regulatory norms.
What is the current NPA status of Tripura Gramin Bank?
Tripura Gramin Bank's gross NPA has reduced to 2.89 per cent, while its net NPA currently stands at zero — a strong indicator of asset quality and disciplined credit management.
How is TGB contributing to financial inclusion in Tripura?
TGB has opened over 5.39 lakh Pradhan Mantri Jan Dhan accounts and enrolled customers under Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana, and Atal Pension Yojana, covering all eight districts of Tripura through 150 branches and 12 ultra small branches.
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