Ladki Bahin Yojana: How Maharashtra manages ₹36,000 crore fiscal strain
Synopsis
Key Takeaways
Maharashtra's Mukhya Mantri Majhi Ladki Bahin Yojana, the welfare scheme widely credited with anchoring the Mahayuti alliance's decisive electoral victory, is now navigating its most demanding governance phase. With an annual financial burden of ₹36,000 crore, the state has embarked on an aggressive rationalisation drive — transforming the scheme from a broad-based cash transfer into a tightly targeted assistance programme.
The Beneficiary Purge: Scale and Causes
Following a mandatory e-KYC verification exercise that concluded on 30 April 2026, the active beneficiary count has fallen sharply — from a peak of 2.43–2.46 crore women in late 2025 to approximately 1.66–1.70 crore. In effect, between 73 lakh and 80 lakh women have been removed from the monthly payout cycle.
The deletions stemmed from multiple categories of ineligibility. Around 50 lakh applicants were removed for failing to complete verification or update records by the April deadline. Roughly 12 lakh women were flagged for exceeding the annual family income ceiling of ₹2.5 lakh. Integration with RTO data identified nearly 5 lakh women whose families owned registered four-wheelers. More than 5 lakh women were debarred due to overlapping benefits from schemes such as the Namo Shetkari Yojana. Additionally, over 14,000 cases of men allegedly misrepresenting their identities to claim the ₹1,500 monthly stipend were detected and stopped.
What the Government Said
Senior state officials have ruled out any further extensions to the e-KYC window or fresh enrolments, effectively capping the beneficiary base. Deputy Chief Minister Eknath Shinde, the Shiv Sena leader, affirmed that the Ladki Bahin Yojana would continue uninterrupted. Minister for Women and Child Development Aditi Tatkare clarified that no beneficiary's application had been formally rejected under the scheme's stated eligibility criteria.
Opposition Demands Audit and Accountability
NCP-SP Working President and MP Supriya Sule called for an independent financial and administrative audit of the scheme. 'The money of the honest tax-paying people of Maharashtra — exactly how and to whom was it diverted improperly, who is responsible for this, and who the actual beneficiaries were — all this information must be brought transparently before Maharashtra. This is our firm demand,' she said.
The Maha Vikas Aghadi opposition has also questioned accountability for an estimated ₹288 crore reportedly distributed to unverified accounts before the e-KYC drive was completed, accusing the ruling alliance of a 'use and throw' approach post-election.
Grassroots Friction and Fiscal Trade-offs
The transition has not been smooth. Ground-level workers, including Anganwadi staff, report widespread anger among rural women who missed the e-KYC deadline or were allegedly flagged incorrectly by automated systems. The abrupt deletion of names has generated significant grassroots friction, particularly in rural Maharashtra.
Some social sector experts believe the state may eventually integrate the Ladki Bahin Yojana with long-standing programmes such as the Sanjay Gandhi Niradhar Yojana or the Shravanbal Yojana to streamline administrative costs. According to observers, protecting cash transfers for the current 1.66 crore beneficiaries may come at the cost of compressed capital expenditure and delays in industrial infrastructure payouts across other state departments.
What Comes Next
With the beneficiary base now capped and the e-KYC window closed, the Mahayuti government faces a narrow path — maintaining political goodwill among its core constituency while demonstrating fiscal prudence to credit agencies and the broader public. The scheme's long-term viability will depend on how effectively the state can balance welfare commitments against mounting pressure on Maharashtra's developmental budget.